Merchant Cash Advance Requirements in Canada: The Checklist
No mystery, no fine print — here is everything Trade Wings Capital asks for, start to finish.
Eligibility (the typical profile)
- Canadian citizen or permanent resident business owner
- 6+ months in business
- $10,000+ average monthly revenue
- Credit score from around 500 (past discharged bankruptcy: not an automatic no)
The application questions
Ten quick items: time in business, monthly sales, bankruptcy history, legal business name, your name, email, phone, business location, website (optional), and the funding amount you need ($5,000–$500,000). It takes minutes — on the form or in chat.
Documents
- To start: business bank statements from the past 3 months.
- Maybe during review: Articles of Incorporation, a void cheque, government photo ID.
- Final step: securely connect your business bank account to complete approval.
What you don't need
No collateral. No business plan. No pitch deck. No perfect credit. And no patience for a six-week process — approval can come within hours, funds in as little as 24.
Ready to check the boxes? The 30-second fit check on the homepage tells you where you stand, and Jordan can take the whole application in chat. Detailed answers live in the FAQ.
Related guides: Funding with bad credit · What is a merchant cash advance?